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A leading source of news and opinion for conservatives. Features a mix of traditional reporting and insightful analysis. Also known for its coverage of politics and health. Founded in 1998 by Christopher Ruddy.
Those with consistently conservative political values coalesce around Fox News to a greater extent than any other single outlet. They name it at far higher rates than do consistent liberals or those with mixed political values.
The New York Post
The New York Post is a newspaper that covers news, politics, and entertainment. Its articles are often more sensational and less fact-based than other newspapers. The paper is owned by Rupert Murdoch, who also owns Fox News and the Wall Street Journal.
The Post has switched its political leanings several times throughout its history. It was once a crusading newspaper that supported liberal causes and unions. It was sold to Rupert Murdoch in 1976, who turned it into New York City’s voice of wingnut yellow journalism.
The Post is frequently accused of libeling people. For example, it erroneously reported that two men were suspects in the Boston Marathon bombing. This led to a boycott by Yemeni-American bodega owners, who were outraged at the Post’s biased reporting.
The Washington Free Beacon
The Washington Free Beacon is an online news site that launched in 2012. It is backed by Republican mega-donor Paul Singer. It has broken some major political stories and is known for its investigative journalism. However, it has also been accused of selectively reporting information and using misleading headlines.
The Beacon’s roots are in a neoconservative wing of the party that loathes Trump, and it has a complicated relationship with its audience. Unlike other pro-Trump outlets, it seeks to uncover stories the establishment hopes will never see the light of day. Whether it’s exposing cronyism or shining a spotlight on the threats to our national security and peace, the Beacon is committed to its mission of “taking the fight to the Left.” It has done so with mixed success.
The American Thinker
American Thinker is a daily internet publication that explores national politics, foreign policy, Israel, economics, management and culture. Its writers are accomplished in fields beyond journalism and motivated by a passion for the ideas at the core of America’s political landscape.
However, some of the content published by this Raleigh-based think tank veers into the nutty fringes of the right-wing-overseas and is dangerously misleading to its audience. This is why, according to Ad Fontes Media’s ratings methodology, this site earns a Hyper-Partisan Right bias rating and a Unreliable, Misleading reliability score. Ad Fontes is a nonprofit organization that rates news sites and blogs based on their editorial integrity.
One America News Network
One America News Network (OANN) is a far-right, pro-Trump cable news channel. Its hosts often espouse conspiracy theories. For example, they have repeated a debunked claim that George Soros collaborated with Nazis in World War II. They also have pushed the false claim that the Washington Post offered money to Roy Moore’s accusers.
While OAN has a small audience, it has helped amplify hoaxes that were previously only on message boards and fringe-right social media accounts. The channel was sued for defamation by voting technology companies Smartmatic and Dominion after it promoted alleged election fraud. OANN has denied the allegations. Zippia provides salary and political affiliation data for employees of One America News Network.
The Washington Examiner
The Washington Examiner is a political news website with a right-leaning bias. Its content includes both breaking news and local Washington DC news stories. It also publishes opinion pieces, including those that deny climate change. One example is an op-ed by Michael Barone, who argues that deviation from scientific consensus on climate change is evidence of a leftist conspiracy.
The site is owned by MediaDC, a subsidiary of Clarity Media Group, which is owned by Philip Anschutz, an American billionaire. Despite its conservative editorial policies, the Examiner has garnered a reputation for excellent journalism on its news side. It has one of the largest newsrooms in online conservative news outlets and a full editorial hierarchy.
Red State is a conservative political blog founded in 2004 by Joshua Trevino, Ben Domenech and Mike Krempasky. It is owned by Salem Media Group, which also owns several right-leaning radio stations and conservative political organizations.
The site’s writers are on contract, and they are paid based on traffic. Multiple sources told CNNMoney that Salem had a housecleaning on Friday, dismissing writers that were not pro-Trump enough.
The site is hyper-partisan and exhibits borderline extreme right-wing bias, with articles using extremely loaded emotional language like this one:
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A conservative 401(k) focuses on protecting the capital you’ve already saved, which is a smart strategy for those nearing retirement. A financial advisor can help you create a plan to fit your goals and investment needs.
A low-risk portfolio may feel safe, but it will stifle long-term growth and leave you exposed to inflation. Instead, try to find ways to boost your long-term returns.
1. Asset Allocation
Investing in asset allocation, or spreading out your money among various classes of investments, is essential to conservative 401k plans. It helps reduce risk because stocks (also known as equities) are the riskiest way to invest, while bonds and other fixed-income investments offer lower risk.
The exact asset allocation you choose depends on your anticipated retirement timeline and your own personal risk tolerance. If you plan to retire in 30 years, for example, you still have plenty of time to ride out short-term market fluctuations without having to tap your accounts early. You can use a target-date fund that manages your portfolio’s allocation and moves you toward a more conservative allocation as you approach retirement, but it is important to understand these funds don’t guarantee a profit or protect against loss.
A more advanced option is a risk-based balanced mutual fund that invests across many asset classes and aligns with your stated investment risk. These funds also rebalance automatically and you can adjust your allocation as your life changes.
2. Money Market Funds
As the name suggests, money market funds are a safe and stable way to earn a little bit of interest on your cash. These funds can provide you with the liquidity that you may need to access your account in a hurry, such as for a large purchase.
However, their yields can be very low as the funds typically invest in short duration securities like certificates of deposit (CDs), Treasury bills and short-term commercial paper. As a result, their sensitivity to interest rate risk is limited.
The financial crisis of 2008 prompted the Securities and Exchange Commission to closely examine the rules of money market funds. As a consequence, some of the largest and oldest money market funds “broke the buck,” meaning that their NAVs dropped below $1.
The new money market fund rules have loosened up the ability of some funds to impose fees or gates when they think that investors are selling their shares too quickly.
Putting a chunk of your retirement savings in an immediate or deferred fixed annuity can help you generate a steady stream of income. In addition, you can typically arrange to leave some or all of the principal to heirs.
But most 401(k) plan investors aren’t even aware of the option, says Nick Nefouse, BlackRock’s managing director for the target-date fund franchise. And if they do know about it, they often don’t pursue the strategy because of its cost.
For instance, a 65-year-old who invests $100,000 in an immediate annuity could expect to receive just $486 per month for life, according to Schwab’s annuity calculator. And that payment would never be adjusted for inflation. Moreover, the principal he pays upfront will get taxed once he starts receiving it. By contrast, his index fund would earn the same amount but that money wouldn’t be taxed until he withdraws it. The tax advantage may be enough to sway some investors to give the annuity strategy a second look.
4. Stock Funds
401(k) plans usually offer a limited selection of mutual funds and exchange-traded funds (ETFs). Typically, you can’t invest directly in individual stocks or bonds. Instead, you buy shares in a fund that holds many securities or an ETF.
Some conservative 401(k) investors favor bond funds, which typically earn little or no return. PGIM Total Return Bond, for example, has a low current yield of 3.0%. That fund invests in investment-grade corporate bonds and short-maturity Treasuries.
Investors who prefer a higher level of growth should consider using stock funds. While these investments may fluctuate more in the short term, they tend to deliver more than bond funds over long periods of time. A recession, however, can hurt asset prices and reduce your 401(k) balance.
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